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Risk Transfer Index

How much risk is your contract transferring to you? Find out how your agreement compares with an even-handed standard.

Risk Transfer Index

How aggressive can an agreement get?

Here is a comparison of a recent subcontract from a large GC against the industry standard AIA form. The same twenty-nine provisions, scored the same way, on the same eight risk areas.

Same criteria.
Real contracts.
Very different outcomes.

The industry standard form

AIA A401-2017 Contractor–Subcontractor

27 of 29 criteria scored

20.4%

Risk Transfer LevelMinimal

Three provisions score at the top of their scale.None of them are critical terms.

Risk transfer by type

  • Indemnity, defense and damages 0%
  • Design responsibility 0%
  • Flow-down of the prime contract 0%
  • Insurance, warranty and disputes 0%
  • Getting paid 21%
  • Changes, claims and termination 58%
  • Schedule, delay and scope 50%
  • Price and escalation n/a
A recent general contractor subcontract

Large GC Standard subcontract form

29 of 29 criteria scored

90.9%

Risk Transfer LevelExtreme

Twenty-three provisions score at the top of their scale.Five of them are critical terms.

Risk transfer by type

  • Indemnity, defense and damages 90%
  • Design responsibility 100%
  • Flow-down of the prime contract 100%
  • Insurance, warranty and disputes 80%
  • Getting paid 86%
  • Changes, claims and termination 100%
  • Schedule, delay and scope 100%
  • Price and escalation 50%
+70.5

Two subcontracts, two dramatically
different approaches to subcontracting.

How It Works

From upload to dashboard in minutes

Upload your agreement

Upload a subcontract or supply agreement and see exactly how much risk it transfers onto you — benchmarked against the industry standard, in minutes.